1.2 million uninsured drivers on the road in the UK In addition, it is questionable whether the introduction of a legal Mib (similar to the approach of the act) in the Uk would be welcomed by the need for cooperation. Since 1946, the United Kingdom has focused on cooperation between the insurance sector and the government. The repeal of the agreements and, therefore, the obligation to legislate on the mib could mean that the insurance industry has no goodwill. This applies not only to auto insurance, but also to other forms of insurance.131 In addition, this could mean that insurers try to find loopholes in each legal plan when asserting a right. This would also be a major challenge, given that after the transition period, EU legislation may not have a direct effect on filling some of the gaps in a legislative system. Of course, it is difficult to know whether, by removing the direct effect, insurers would seek in any case to find loopholes in non-legal agreements in the future. However, the introduction of a legislative Mib and the elimination of cooperation must be carefully considered, taking into account the effects. Although the author acknowledges that the law should not be developed solely taking into account the interests of insurance, and if a legal system were necessary, it would probably be contrary to those interests, it is alleged that this is not obvious here. The introduction of a new legislative mibs, while offering some benefits in terms of transparency, is not necessary to offer greater protection to third parties. The DfT could push for better protection without legal intervention.132 EU legislation is important because of possible changes that could lead to the UK`s withdrawal from EU jurisdiction. It is worth repeating that the UK is subject to EU law until the end of the Brexit transition is somewhat cancelled – early 2021. In its sixth Consolidated Directive105, which provides for high coverage under Article 10, which is required by the compensation body, the EU regulates highly unsecured and untraceable vehicles.
Where possible restrictions on national law are involved, there are a number of mechanisms that can be used. Firstly, if, in the light of EU law 106, national law must be read to ensure the direct vertical effect of EU law against the State or its emanation,107 or, thirdly, if the EU Member State does not comply with legal action against the State (as is the case in Delaney)108, this is not a full remedy , as required, among other things, by the state`s appeal. a “sufficiently serious violation” of EU law.109 In addition, the interpretation of the agreements has caused problems in the light of EU law.